Victory Investment

Archive for December, 2010

Dear Investor,

Would you like to invest in property but are unsure of the right strategy for your needs? Are you confused by the overwhelming amount of investment information, financial products and advice available?  Do you worry that the wrong advice could seriously affect your property investing success?

If you have answered “yes” to any of these questions then you need to read this FREE report -

“How to Build a Property Portfolio the Right Way -
Right from the Start”

Free Download at www.wfscanberra.com.au

This FREE report will reveal to you the 7 basic elements you need to have in place to ensure your success in property investment. You’ll find out how to avoid the simple but crucial mistake many property investors make, one that could end up costing you thousands of dollars. You’ll discover the best ways to maximise your tax deductions (the ATO will wish you didn’t know this), the best methods to finance your investment and the most effective strategy for your unique situation.

If you want to learn the secrets that the most successful investors know and try to keep to themselves then report each chapter of this report.

Yours Sincerely, Catherine Smith

“Discover how to build a property portfolio the right way, right from the start”

“This FREE report will reveal the 7 elements to building a successful property portfolio so that you can reach your financial goals sooner”

“Stop Wondering what is the Right Investment Strategy for You and Discover How to Build a Property Portfolio the Right Way – Right from the Start”

“This FREE report will reveal the 7 elements to building a successful property portfolio so that you can reach your financial goals sooner”

“This report will reveal the 7 Elements to Building a Property Portfolio so that You can Reach Your Financial Goals Sooner”

This FREE Report Will Reveal To You….
 
1. The Right Investment Strategy – “Discover the most critical step to property investment before you start to invest -  if you DON’T define this step you will never have success with property investment”
 
2. The Right Finance – “How to be confident that you have found the right loan and structure so that you can meet long-term financial goals and avoid     serious costs – potentially saving 1000′s of dollars in long-term exit fees and interest rates”
 
3. The Right Tax Advice  – “How to build your property portfolio using the tax man’s money”
 
4. The Right Property – “How to buy the right property at the right time in the right location in less than 5-minutes

5. The Right Management – “How to have a remote control property portfolio which means no rental headaches for the  lifetime of the ownership of the property”

6. The Right Coach – “Discover why most property investors fail – and what to do about it”

7 .The Right First Steps – “Discover the first steps to putting you on track to build a property portfolio that will meet all your life goals

For Steps 1 – 6 you will need to Download from www.wfscanberra.com.au

This article describes the SEVENTH ELEMENT of the SEVEN  elements to building a successful property portfolio so that you can reach your financial goals sooner”

The Right First Steps

“Discover the first steps to putting you on track to build a property portfolio that will meet all your life goals”
 
“At Wholistic Financial Solutions we will help you determine what your goals are and then guide you in the achievement of your goals, whatever
they may be.”
 
How do we do this? Let’s go through 6 simple steps:

Step 1
 
First we help you develop the Right Strategy. Our first interview will involve delving into everything we need to know to determine your ‘what’, ‘why’ and ‘how’ factors and ensure that both parties fully understand your goals. This is not the end of the process however, but just the beginning. We will conduct regular reviews to ensure you are still on track to achieving your goals and re-orientate you if you have veered off the track. Our aim is to work with you on your strategy for the rest of your life.
 
We will use this consultation to meet with you and gather all the information we need to prepare a Property Portfolio Plan which puts your individual strategy into a full financing plan that takes into account the right structure for your finance, the tax implications, your short- and long-terms goals and the steps you need to take to get the process started. You’ll also get a chance to meet with us and determine whether you trust us enough to be your long-term property advisors.
 
Once we know your strategy we will help you find the Right Finance and the Right Structure for the finance.
 
Step 2
 
Wholistic Financial Solutions can put together a Property Portfolio Plan that takes your individual financial circumstances and goals into account and shows you your property portfolio potential.  How many properties you can buy, in what name you should buy the properties, how you should structure the finance, how to minimise tax and at the end of the day – how much it will cost you per day.

Step 3
 
Then we will help you find the Right Property:
 
Our consultants will meet with you after you have considered the ‘right strategy’  decided on the ‘right finance’ and sorted out the ‘right tax advice’. Once your ‘so that’ factor, and your goals and how best to achieve them is clear, our sales consultants will meet with you and help you decide what is the ‘right property’ for you! Everyone is special and has a different strategy, a different finance structure and a different tax situation. As everyone’s situation is unique, different properties meet different people’s needs. There are some many conflicting opinions on property investment it is very difficult for the average investor to sort between the ‘facts’ and the ‘sales talk’. As we have many different properties available from many different sources we are not biased towards any particular location, developer, type or property. We just want to help find the ‘right property’ for you.
 
We do not employ high-pressure sales people. In fact, all our sales people are trained in leading a horse to water but not forcing it to drink. We will convince you to buy a property WHEN YOU ARE READY TO BUY A PROPERTY and not anytime before. We want you so satisfied with our service that you will come back year after year for your future properties and will also tell all your friends and family about our service.
 
Step 4
 
Next we will help you find the Right Management:
 
“At Wholistic Financial Solutions, we have some of the most powerful property management solutions available. Guaranteed rental income every month for the term of your ownership of the property. Imagine never having to be concerned about short rental payments, no rental payments or your property sitting vacant costing you money! NEVER AGAIN!”
 
Under the Wholistic Financial Solutions banner we also have full use of a management facility. By listing your property in
the leaseback scheme provides you with a full property management team to look after your investment. They will look after your property guaranteeing you market rental income, full property inspections, professional tenant selection and all other property management criteria charged at the same fee rates as real estate property management divisions.
 
Step 5
 
Then we will help you reach your goals through the Right Coaching:
 
Our mentors and coaches will provide you with an alliance that will help you work through any blocks that may prevent you from meeting your goals in your bright new future. Do you need to stop your spending? Do you need to aim higher? Take more risk? Be more conservative? This is all well and good but do you know how to change your approach to achieve this? Find out what is holding you back, look at the obstacles and move right over them. It is time to get rid of the excuses, ignite your inspiration and build wealth and fulfillment in all areas of your life. With the right information and the right motivation you are the best investment you can ever make!

Our coaching strategy is ‘Wholistic’ – we will help coach your life including examining your money psychology, look at what might be holding you back, find solutions and design a bridge with you to get you there.

Step 6
 
Finally, follow all this up with the Right Information
 
It can be very lonely being a property investor. I often ask my clients, “Do you discuss your portfolio with your friends and family?” The overwhelming response is, “Absolutely not!” The reason for this is that people who don’t invest in property don’t understand it. And what people don’t understand they either fear, resent or reject. How many property investors have told their friends and family only to be asked, “You’re doing what? You’re an idiot!”
 
My answer to that is, “If you want to soar like an eagle – don’t hang with turkeys.” Or in kinder words, “Don’t discuss your dreams with those that don’t share similar dreams.”
 
To assist property investors stay on track we will be offering our clients:
 
* FREE weekly  educational webinars.
* FREE regular property investment educational seminars.
* FREE monthly newsletter updates outlining tax information, loan product specials, investment opportunities, plus much more.
* FREE invitations to affiliated property investment and motivational seminars.
* Regular social get-togethers to provide an opportunity for property investors to network and simply socialize with other like-minded investors.
 
“Our aim is to give you the right motivation, the right direction and the right focus. The financial side of the business provides the RIGHT INFORMATION and the coaches and mentors provide the RIGHT MOTIVATION.”
 
RIGHT INFORMATION + RIGHT MOTIVATION = all you need for SUCCESS.
 
Arrange your One-On-One Consultation & Property Portfolio Review today! Don’t delay or you may miss out on the right time to begin your step-by-step plan. Simply go to our website to register for your now, get yourself started on the path to success!
 

 
“Here are some testimonials from our happy clients”
First Time Investor

“I had always wanted to get into property investing but just didn’t know how. The team at Wholistic Financial Solutions conducted a free Property Portfolio Plan which made it so clear and easy to understand. Now I am well on my way to my second property.”

- Michelle S (Weston, ACT)

First Home Buyer

“I was keen to enter the property market but as a first time investor, I just had no idea where to start. The team at Wholistic Financial Solutions showed me how ‘property investing’ really worked and helped me find the best loan for my circumstances and even helped coordinate all the confusing issues like deposits, solicitors, stamp duty grants, etc. They basically helped coordinate the whole buying process and all free of charge. Thanks Piab, I will be back when I am ready for my next property.”

- Therese K (O’Connor, ACT)

Serial Property Investor

“My wife and I run a small retail business and our tax returns don’t show much income. We have been passionate about property for years and already own four investment properties which are now cash flow positive. We wanted to buy more but the banks said ‘No’. We saw Catherine at Wholistic Financial Solutions and she was able to show us how to unlock our equity and use this to ‘cash flow fund’ for another two investment properties. And we are able to do this now, rather than waiting until we miss the impending boom. Thanks Catherine.”
 
- Jason P (Amaroo, ACT)
 
At Wholistic Financial Solutions we have all the necessary vehicles to drive you down your property investment highway. We have the right financial advisors to help fuel you up with the right financial products and strategies, we have the committed sales staff with great property solutions to put you behind the wheel of your investment property driven sports car/luxury car/monster truck, and we have the hard working administration and property management staff who will deal with all of your investment needs so that all the lights on the highway to property investment are green. So, no matter whether your path to investment property is a high powered race in the Gold Coast Indy Car, the Monaco Grand Prix or just a Sunday drive, Wholistic Financial Solutions can cater to all of your investment property needs! 

SBA Investment program

The Small Business Investment Company (SBIC) Program was created by Congress in 1958 to provide an alternative source of financing for entrepreneurs.

SBIC’s are licensed by SBA. SBIC’s are professional, privately owned and managed       venture funds that participate in a partnership between government and the private sector economy. This program provides comparatively inexpensive equity capital, long-term loans, and debt-security investments. SBIC Program is a “fund of funds.”

SBIC’s may not invest in the following: finance and investment companies or finance-type leasing companies; unimproved real estate; companies with less than 51 percent of their assets and employees in the United States; passive or casual businesses or companies that will use the proceeds to acquire farmland. SBIC’s may not provide funds for companies’ whose primary business activity is deemed contrary to the public interest.

Application process

It is very important to present yourself in the most professional way possible, to have business plan and show experience in the industry. Lender takes into consideration the following: business and personal credit history, company’s financial statements and cash flow projections.

Business owner’s investment (Equity)

Loan applicants must have a reasonable amount of capital invested in their business.

You need to show the lender that business can operate on a sound basis with prospective capital structure. Lenders want you to contribute your own assets and to assume personal financial risk to establish the business before asking them to commit any funding. Lenders know that you are more likely to do everything in your power to make the business successful if you infused significant personal investment in the business.

Examination of the debt-to-worth ratio will be performed by a lender in order to evaluate solidity of the project. Personal investment can be made by assets that applicable to the business or by cash. Assets value is determined by financial statement for existing business or by appraisals and invoices for start-ups.

Low debt to equity ration shows the firm’s financial health and indicates that owner is committed to the business and decreases possibility of default and particularly very important for a new business.

Your business plan should show financial projections for at list five years and prove to the lender that company’s expected earnings are sufficient to cover loans payments. The higher the projected profits the greater is a probability that the loan will be approved. Applications with high debt, low equity, and unsupported projections are candidates for loan denial.

Yury Iofe, MBA

Universal Business Structured Solution

www.ubssolution.com

http://www.ubssolution.com/Education.html

Mutual funds can be quite a gamble, but at least things are looking up these days. And forget about pork futures… There’s a much better way to invest your money.

I bet you have questions…

Is this mystery investment guaranteed? Is there a predictable rate of return? No, it’s not guaranteed, and rates of return can vary widely, from zero to gaining back a multiple of your investment in short order.

But here’s the good news — you have a great deal of control over which it will be — whether you lose your investment or whether you’ll multiply your investment in short order.

So what is this mystery investment? It’s YOU. That’s right. The investment that’s most likely to pay off is the investment in yourself.

Of course not any old investment will do. We’ve all invested money into courses and educational materials hoping they would pay for themselves in short order. And sometimes they did, but often they did not.

Obviously, they won’t return your investment if you just collect them and arrange them prettily on your bookshelf, where they sit for years to come, never to be opened and put to use. They won’t pay you back if you let them gather cyberdust on your hard drive either.

So the good news is also the bad news. Yes you do have a great deal of control over how much your investment will pay you back, but there’s a major condition: You’ll have to put in the work.

When you do and your investment was a good fit for you, you might be amazed at what can happen.

So what should you invest in? As mentioned above, you could invest in courses, seminars, and even books. Make sure they offer what you need.

If you invest in a course on online pay-per-click advertising, for example, but you don’t have the budget to actually implement what you’ve learned, you’ll have wasted your money.

If you invest in a course that teaches you how to conduct webinars or how to give terrific speeches, but you’re too shy to get up in front of an audience, you’ve wasted your money.

And if you invest in a coach who has no idea what it’s like to be in your shoes, you’re likely to waste your money too.

But if you pick a course that teaches you the next step you need to take, or the missing link that’s been holding you back, and you put the information into practice, your chances of making your money back many times over are excellent.

Similarly, if you invest in a coach who knows what you’re dealing with and has successfully navigated similar challenges and helped others do the same, you’ll make your investment back with dividends too. Of course, that’s provided you’ll do the work.

Do you notice a common thread here, or rather two?

One: you should invest in something that is a good fit for your current needs and helps you move to the next level.

Two: You need to do the work.

As long as you follow these two guidelines, your investment in yourself could well be one of the best investments you’ve ever made.

And if you are ready to make such an investment in yourself that can pay of big, and you’re willing to do the work, why not start with investing an hour of your time in a no-cost business strategy session where you can learn more about how your business can benefit from one of the most powerful client-getting strategies there is — getting referrals.

Ready to get more out of your own business investments? Join Sue Clement at her FREE teleseminar on referrals and discover what it will take to move your business to the next level: http://www.sueclement.com/teleseminar.html

If you are looking for a way to leverage your investment, invest in residential properties. A reputable property investment company can help you maximize returns on investment. They conduct their own extensive research to produce the best results for you. They will research each property to ensure you make a sound investment. You can bank on them for sound property advice based on updated market research. They have the expertise, experience and intellect to recommend the best properties to you. You can rest assured that they will recommend state-of-the-art properties to you; properties that meet their star property investment rating system.

Property investment company professionals will ensure that you get maximum returns on investment. Since they have strong ties with developers, they can help you choose an appropriate property. They are updated with the latest developments in the property investment market in Australia. Rest your concerns for they will help you make a well-informed decision. They are dedicated to providing superior, competent and professional service at a level that is unmatched in the property investment industry. They will go the extra mile to accommodate your specific investment needs and preferences.

Buying a residential property can be overwhelming. It can be a daunting experience, especially for first timers. It makes sense to hire the services of a professional property investment company. Not only will they help you zero in on a lucrative property but also help you reduce your out of pocket expenses. They can even help you develop a residential property investment staged acquisition program tailored to your needs. Incidentally, an increasing number of people are investing in properties in Gold Coast. The Gold Coast property investment market offers a variety of properties. Beach front properties, golf course properties, hinterland acreage properties, etc are some of them. The exotic range of properties offered by Gold Coast makes it a popular investment destination.

Buying investment property gold coast is bound to benefit you in the long run. You are likely to reap rich dividends all your life. In fact, the time is right to invest in Gold Coast properties. If you are looking to invest in two-storey townhomes, invest in Cassia Park residences. Positioned on Queensland’s Gold Coast, the property is in close proximity to exotic beaches, shops, schools and restaurants. If you intend to invest in a waterfront residential project, invest in Park Lake Residences. Those wanting to enjoy panoramic scenic views should consider investing in SouthPort Central. Gold Coast properties are for the elite and sophisticated. They are well-equipped with a host of amenities.

Investors looking for profitable and rewarding investment opportunities cannot give Gold Coast a miss. Buying investment property gold coast would be a sound, sensible financial decision. Gold coast has a lot to offer to investors and tenants too. The sixth most populous city in Australia is known for its bustling night life, theme parks, bars, cafes and pubs, boat cruises and scenic drives.

Gold Investment is an old age tactic of putting your money into something that you feel will increase in value over time. It is a liquid and tangible investment. There are so many motives behind gold investment. Some invest in the hope of future increment in the value, some because they love the yellow metal, some other for price speculation and so on.

Gold is slightly more risky than bonds, so you should be careful to pay attention to this. However, as a long term investing strategy, gold has steadily increased in value over time. Also, part of the reason that gold is worth so much money is due to its comparative rarity. Even though it is rare, If the markets were to become flooded, chances are good that you would lose money. However, gold has a tendency to stay relatively stable, or to increase its value, over time. The rarity of gold is what keeps it’s value up.

It can be a trading item, store of value, investment, insurance and others. You have the options of investing in gold, gold stock, gold bullion, gold certificates, options, forward contracts, gold linked notes and such other gold related options. Trading gold has also been an old established business. Trading may be like other currencies for future appreciation in the value.

How stable is gold investing? Well, the demand for gold is much higher than its supply. As you can tell, this is already good for people who are thinking about gold investing. Once there is more supply than demand, the price starts to rise. Since the demand for gold is almost twice the amount that is actually mined, the prices for gold are likely to go up steadily.

Speculation is the main cause for trading. There may be different types of gold investors like people who store gold, people who include in their portfolio, banks who keep part of their deposit in gold, financial institutions, gold bugs, speculator, petroleum speculator, portfolio hedger etc.

Gold may be included in your investment portfolio. But with other investment strategy, gold investment should be a part of your portfolio not the whole portfolio. Exposure to only one kind of investment can have negative effects should you run into a down time. You can invest in gold but with some research and knowledge. Investing is interesting but may be destructive for your investments. Like stock investing, in gold investing also you should do research and fundamental and technical analysis.

Just like diversifying your total investment portfolio, one thing that you should keep in mind about gold investing, is that you should not put all of your money into one type of gold investment. You should also not just go out and buy a bunch of physical gold. While this is a good way to build a solid and insured foundation, you should also be investing in some of the other parts of the gold industry. For instance, if you invest in gold mines that are not producing at their top amount yet, or in potential gold mines, you stand a chance of making more money in the future.

Gold values are currently at all time highs as the US dollar weakens in value, and oil prices continue to rise. The perfect time to invest in gold would have been a few years ago up to last year, however, timing the market is not the best strategy for non active investors. Dollar cost averaging is best for non active investors. What you would do is purchase gold in even increments over time, and the over all average cost of the acquisitions lowers as you buy gold in up times, as well as down times.

SBA’s Small Business Investment Company (SBIC) Program is an investment partnership through which SBA provides venture capital to small businesses. SBICs are privately owned and managed investment funds, licensed and regulated by the SBA.

SBICs are similar to venture capital, private equity and private debt funds in terms of how they operate and their ultimate objective to generate high returns for their investors.  But, SBICs limit their investments to qualified small business.

Venture capital that for reasons of size, assets, and stage of development cannot seek capital from more traditional sources, such as public markets and banks. Venture capital is a type of equity financing that addresses the funding needs of entrepreneurial companies. Investments made in exchange for shares in the invested company.
Venture capital financing:

Aims for higher risks in exchange for potential higher returns;
Financing young, high-growth companies.
For a longer investment horizon than traditional financing;
Invests equity capital, rather than debt;
Actively monitors companies via board participation, strategic marketing, governance, and capital structure.

SBA provides venture capital through the (SBIC) Small Business Investment Company Program, a unique public-private investment partnership. SBA itself does not make direct investments. It works with SBICs that are privately owned and managed investment firms licensed by SBA to provide financing to small businesses with private capital they raise and with funds borrowed at favorable rates through SBA

What is Venture Capital?

An unsecured Financing to young, private companies with the potential for rapid growth.

Venture capital typically comes from high net worth individuals (“angel investors”) and venture capital firms and carries a high degree of risk. Venture capital is long-term investment project that allows companies the time to mature into profitable organizations.

Venture capital is an active form of financing. Investors seek to add value to the companies in which they invest in an effort to help them grow and achieve a greater return on the investment. This requires active involvement; almost all venture capitalists will, at a least, want a seat on the board of directors.

But eventually, the objective of equity investors is to achieve a superior rate of return through the eventual and timely exit strategy.

Business Plan Submission. The venture capital reviews a business plan, talks to the business if it meets the fund’s investment criteria

Due Diligence.  Venture Capital performs due diligence, including looking at the company’s management team, market share, products and services, operating history, and financial statements.

      Investment. After completion of due diligence if venture capital remains interested, an

      investment is made in the company in exchange for company’s equity and/or debt.  

      Execution. Venture capital becomes actively involved in the company.

     Exit. Exits are usually performed via mergers, acquisitions, and IPOs (Initial Public  

     Offerings).

Yury Iofe, MBA

Universal Business Structured Solution

More educational resources by Yury Iofe:

www.ubssolution.com

http://www.ubssolution.com/Education.html

Let’s face it. The economy is failing. Yes, you may point out the fact that there have been glimpses and flashes of the economy recovering. It still is not an assurance it actually will recover. The World’s Economy is still licking it’s wounds, it’s only been a few months since the U.S came out of the recession, and it being one of the most powerful nation’s in the world really takes a toll on the World’s Economy. It will take years, or even decades for the World’s Economy to recover. Plus, add in the fact that the economy and market is as unstable and volatile as Francium, which by the way is the most unstable of all the first 101 chemical elements, and you’ve got a potentially deadly mix that will eventually lead to disastrous results. With all that said, these 6 reasons should be enough to sway you into thinking about diversifying your portfolio by investing in Gold.

The main reason why you should even think about investing in gold is the fact that the U.S economy is weakening. What does that have in connection to Gold Investments? The metal industry, which includes gold, silver and other precious metals, is usually denominated in dollars, which by the way is cheaper to buy in other currencies. The price of gold is usually relative to that of the Dollar, which means that if Dollar loses value then Gold gains it. However, there is really not much statistical proof or evidence that Gold’s value will fall if the value of Dollar increases.
The value of gold is universal. Yes, dollar is generally accepted on a worldwide scale, but its value differs on a nation to nation basis. Meanwhile, gold’s value is pretty much the same anywhere, whether you’re in Macau, in the Philippines, or in the U.S.
Psychologically, Gold is appealing to the general public. Although, experts have yet to find a reason why this is so, it would be safe to say that Gold will often appear to the general public as something of a luxurious product. Not only is it psychological, but gold has been one of the most expensive products or commodities in the market for decades, and it has stayed that way for a long time. The only time its value depreciated is when the world was under a “gold standard”.
Demand. The demand for Gold nowadays is more than ever. With the emergence of China and India, in which experienced a dramatic increase in their demand for gold (50% for India), it would be safe to say that you shouldn’t worry too much about the price of Gold. Speaking of increases, there is enough statistical evidence or proof that shows that gold has experienced a steady increase with its value for the past six years, dating back to 2004.

With that said, there is no better time to start diversifying your portfolio and investing in Gold than right now. Yes, you heard me right, right now. Experts have calculated that gold’s value will continue to increase, and will likely hit ,700 per ounce in a span of 6 years. That’s a huge increase, considering that it sells for only about a thousand dollars per ounce nowadays.

The gold market is considered to be one of the most promising investment options available today. Realizing this lucrative opportunity, many companies have come up with attractive investment schemes for customers. They possess extensive experience in this field and are among the top players in precious metals IRA rollovers.

Gold has been considered as a very versatile commodity right through the human history. Its various unique features have ascertained its supremacy over other commodities. The huge reserves of gold were often considered to be a status of power and authority among the kings and nobles. It is also being used as a currency for international trade. It has maintained its value all these years and therefore considering it as an investment is definitely a wise choice.

As with every investment plan, one should be aware of all the pros and cons of the same before investing in it. Investment in the gold market should only be done after gaining adequate information about the gold prices and the market. It won’t be easy for a beginner to obtain all the information at first. In such cases, he can make use of various websites and companies which offer help in gold investment. One would find a large number of companies which offers various investment schemes, but it is extremely important to select your company carefully.

Even amidst these tough times of recession, the gold investment sector has stood out as an excellent investment option. This has made people all the more attracted to this safe investment sector. Transparency is a major factor that drives people to this field. The fluctuating gold prices are made available to the customers in a timely manner.

There are various factors which accounts for fluctuating gold prices. Since it is used as an international currency, these fluctuations have far reaching effects. Therefore it becomes essential for an investor to be up-to-date with these gold prices regularly. Yet, gold investments are considered to be more stable than stock market investments and other similar ventures. The gold price has witnessed a whopping rise of more than 40% in the last few years. This is a clear indication of the growth in this sector.

There are various gold investment schemes available. An expert will be able to help you choose the best scheme for you. Since this is a very sensitive sector, it is always recommended to utilize the services of an expert company before investing in this market. Such companies will also be able to help you with purchasing gold from the market. There are many metals which resembles gold but are inferior in value, therefore such companies can make sure that you do not make a mistake while making the purchase. With proper guidance and information, one would be able to lead a very successful career in the gold investment business.

Property investment is huge in New Zealand, but how do you know if you’re getting a good deal? Here are five tips for successful property investment:

you can’t wear all the hats, so collect a team of skilled professionals around you to help you get the most from your property investment. Most importantly, cultivate a good relationship with your solicitor, valuer, quantity surveyor, accountant and mortgage broker. And, if you don’t want to be bothered with the day-to-day running of your property, a professional property manager will look after your interests. Treat your team like the professionals they are, and give a “thank you for your hard work” and a bottle of bubbly every now and then, and you’ll have the best people looking after your investment for years to come.

Not only will these give you information on services to your properties, but also they can bring to light many nasty surprises.

rather than trying to be a property expert on the whole of New Zealand (impossible – there’s just too much to learn), focus your attention on a particular area. Discover what people buying into that area are looking for, which streets are the most desirable, which size houses are selling for what price. Focus your attention and you’ll earn even bigger gains.

One of the most common mistakes most beginning investment property owners make is paying too much for their investment property. Usually, this is because they “fall in love” with a property and get caught up in the desire to own it – they may bid more than they should at auction or offer too much. You should never buy a property hoping for a capital gain in the future – you don’t know how long you’ll have to wait.

If you buy well from the start you’ll be well on your way to achieving your property-investment dreams.

if you’re looking at existing properties, you should always choose a property you can add value to. This could be in the form of landscaping, adding more bedrooms, renovating to create a more modern layout, or subdividing. Adding value gives you more scope for earning big and growing your property investments.

Find out more news and information about buying and selling property in New Zealand from property developer Tim Manning.

Buying an investment property is an important decision and should be made in a very careful way. It is a venture where a large amount of money is involved and a miscalculation can be fatal to the investor. It is surely a promising field to invest in, in today’s economy, but the competition and legal procedures involved in it necessitates lots of research. Trying one’s hand in the market without enough knowledge is just not advisable. This article highlights some key factors that one should seriously consider when they think of property investment.

First, have your investment objectives clearly set out and precisely stated. Many people who buy investment property basically have three objectives. You may want to buy a property that you will quickly sell to make profits without having to wait for so long. Other investors buy property as a long term investment. That means, they are ready and will have to wait for a considerably long period of time before they can start reaping from the investment. The other kind of property investment is where the investor buy’s property for rental.

Depending on your investment objective, various strategies can then be employed. It is most challenging when you want to buy property that you intend to flip quickly. Here, you need to get yourself a property in a prime location, where many buyers will be willing to buy, and that is the challenge. The fact that the property will be having many willing buyers means that it is definitely going to be expensive. You need to be very timely and in good knowledge of the property value in the area. You should then be able to get yourself the best bargains lest you end up with a property you won’t be able to sell.

Long term property investment is less challenging to buy. What the investor needs to know is the development trends so as to buy the property in a potential area. This is not very difficult to establish as developing areas can easily be identified. In long term investment, one should go for the lowest priced property as they will have to wait long before they can be able to resell the property. However, that will depend on the amount of time you are willing to wait.

Many factors need to be put to consideration when buying residential investment property. First, keep in mind that security is a priority for many people and your tenants will not be an exception. Residential property should also be easily accessible. The infrastructure should be good but not too complex. The area should have social amenities such as schools, medical facilities and shopping malls. When considering residential investment property, always remember that apartment units are easier to rent out compared to whole house units.

Despite the investment objective you may be having, the condition of the property at the time of buying should be seriously considered. You should take time to thoroughly examine the property before buying it. This will save you unnecessary costs that may arise from doing repairs. Some property may also be in such a state that they will need constant maintenance which can be quite costly.