Victory Investment

Posts Tagged ‘Investing’

With a rising number of entrepreneurs, investment opportunities are growing fast. With a shaky economy, it’s important to have financial reserves in the event of emergency, and financial profit in the event of potential job losses, business failings, and perhaps even natural disasters. Investment strategies can help you to understand what sorts of investments to consider for your personal wishes wants, and circumstances.
types of Investments
First you have your lower-risk investments,eg money market accounts, deposit accounts, or bonds. These provide warranted interest in the way that both parties have concluded the money will grow at a particular rate as long as it is in the hands of the financial establishment. Bonds and certificates of deposit customarily generate a little higher IR because they are less accessible during their growth periods, as customers can’t withdraw funds until the account has reached maturity without loss of already amassed interest. Then there are higher-risk investments like stocks or person-to-person investing. Stocks can be very profitable if shares are bought from the right business, but as there are numerous competing firms in the market today, there could be many new opportunities but also a likelihood of business failure and loss of funds. Person-to-person investing usually occurs thru a network where loans are requested by borrowers and projects are believed by investors. Projects and corresponding IRs go thru an auction or bidding type process to discover which borrowers are willing to pay the highest IRs for their loans and which financiers are prepared to take on higher-risk projects. However , while financiers are given significant information about clients’ credit history and private situations, there is always the risk of borrowers defaulting on the loans.

Investment Strategies

Now that you have a pretty good concept which investments correspond to which levels of risk, you can begin to comprehend the investment strategies that go with them. Investment strategies will help you determine which risks are most lucrative, or how to simply minimise risk overall.
First of the investment strategies is to diversify. Invest in one or two different categories of opportunities, with a mixture of stocks, bonds, certificates of deposit, deposit accounts, and so forth . Mutual funds are a good way to broaden. Learn the way to make a portfolio, and when making an investment in stocks be certain to invest in a couple of different firms. If one falls through, the others may still keep you financially afloat. And it’s a similar thing with different types of investments : the lower-risk investments will balance out the higher-risk investments.

Next of the investment strategies is to go for the long run. Short term investments are rarely awfully rewarding. Day trading at the stock exchange won’t get you terribly far, but long term stock investment studies have shown a general overall profit even after periods of loss. Savings, CDs, and bonds will similarly not be worth much in the near term, so that’s the reason why it’s important to let your accounts reach an amount of maturity before withdrawal. Consider longer terms for these categories of accounts, as the longer the term the bigger the profit ( some fiscal establishments are willing to pay increased rates for longer terms too ).
Another investment strategy is to consider investing bigger sums of money, if possible with your individual circumstances. Since interest rates are a percentage of the invested funds, a higher total amount will generate a higher amount of interest. Consider that ten percent of ,000 is only 0, while ten percent of 12,000 is ,200. This is going to be an overly simplistic idea, but if interest is compounding you can make it add up a lot quicker by inflating the beginning value of the investment. Even if you can only start with, say, ,000, try to add a pair hundred more to the balance each month ( this applies generally to savings-type or other interest-bearing accounts ).

has entirely changed the concept of conventional brokerage house. Now, everything is at your fingertips – click on the button of your mouse and manage funds from your home, office or anywhere you go. Thanks to the Internet that has changed the world completely. Now stock investment is not limited to a certain class of people as it was likely seen in the traditional stock market. Online stock investing option is open for everyone. Whether you want to invest small or large funds – everything is possible today.

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Since, investment is necessary for everyone to have a secured future; most of the people at the present time are looking for investment options. Investing in stocks is one of the most secured and profitable options. And, that’s the reason why many new investors are getting attracted by the stock trading system. If you are also looking for the same, then don’t think twice – start investing in stocks and build a strong financial backup in less timeframe.

In the ever-changing economy, financial backup is necessary – online stock trading has given a new meaning to the investors. With easy money management options, you can effortlessly keep track on your funds online. Your online broker on the other hand plays a very important role in your investment plan. Choose the best broker based on the services the company offer and the commission rate associated with the company.

However, sound market knowledge is necessary to avoid subtle risks, if any. Read news, articles, newsletters and other Web content that are available online and always keep you updated with the market news. Keep an eye on leading company shares and stock quotes – this will really help you in buying and selling of stock on time and will fetch maximum return in minimum timeframe.

Many people still feel reluctant to invest in stocks. The main reason for their apprehension is the lack of knowledge about the stock market. For those investors, it is always advisable to consult with online financial experts or consult with friends and neighbors who are already having experiences dealing with stocks. This will help them build confidence and can also start investing in stocks without any trouble. Once the investors gain profits, they can look for long-term investment plan.

There are many important things that determine your success in online stock market trading. First thing is the knowledge – try to gain maximum knowledge about the volatile market and invest funds intelligently. Second important point is the attitude; you should always have a positive attitude about the stock market. Many times you might get negative response from your friends and relatives about the stock market, in such situation you should always make things clear. Always keep yourself updated with market news and look for shares of the leading company. Also look for growing companies so that you can avoid stock price fluctuations.

Investment is an intelligent decision and online stock trading requires intelligent minds. Invest and secure your future, always. Look for some stock trading companies – choose the best one and start investing today. Each day is important for us and therefore, it is necessary to make the best use of it. Your good investment plan will definitely give you maximum profits – so start now and raise funds.

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The Asian HNI Market

Despite so many news articles talking about the global recessions, Merill Lynch Global Wealth Management reports that HNI growth (High Networth Individuals) in the Asia Pacific (led by China, Hongkong, and South East Asia) will likely to keep outpacing developed economies like the United States and Europe.

HNI’s are those who have cash assets in excess of USD 1million available for investing.  This growing HNI market is what T1W serves.

T1W, a brainchild of John Paul C. Tanchanco (a businessman and economist that comes from a prominent Filipino Chinese business family), specializes in customized high value shopping and investing for HNI’s.  “HNI’s like being privileged.  Most of them look at the relative value vs. just the absolute value of what they purchase,” says John Paul C. Tanchanco. “This relative value translates to the private, personalized and customized client service that we offer…In fact I make it a point to actually meet and take care of each client personally.”

T1W offers this personalized and customized service to pre-qualified clients. Pre-qualification means that clients are assured to spend ,000.00 and above per transaction.  ,000.00 is not that much if you’re talking about products such as Commercial Property, Direct Imports of High Value Equipment such as Private Planes-Jets-Yachts-Helicopters-Medical Technology and Filipino Masters Art. “I do believe that the Asian HNI’s are wise investors  … if you have Millions of USD to spend…and you spend it wisely through T1W then there’s no where else for it go but to grow. Our client’s like investing in goods that have high return on investment (whether relative or absolute values) …  This is why we offer products that are worthwhile investments.” 

What would you do with your money if you had millions of dollars in disposable income?  T1W answers this question by offering their privileged clients these exclusive products.

US BANK Properties

T1W offers bank real estate portfolios from the USA that is not available in the regular real estate market. 

It offers this service to pre-qualified assured investors, companies and buyers who are in the market for commercial property investments who want the advantage of buying discounted commercial real estate before they are bided out to the public.

The service is offered to investors who want to put their money in US commercial property. We have a special arrangement with all the major BANKS in the USA, (i.e. Wells Fargo, Chase, BofA, Zions, and many Community Banks).   Each week we are able to get new exclusive products from them with special discounted privileges.
“If you are a smart investor, now is the best time to buy US Property because prices are the lowest.  Our special relationship with the US banks enables us to offer the properties for an additional discounted rate with the exclusivity and asset protection that our clients demand … all year round no matter where the markets move.”  “We even have commercial properties with high cap rates or ROEs from rental or lease income…  It beats putting your money in a bank account or a bond”
“Some clients dream to invest in US property but don’t know how.  We take them through the whole process and explain to them that through our service they can invest in US real estate without the hassles of maintenance and management.  In fact through our services and affiliations, they can even check on their property management operations online.”

Should clients need due diligence, property management, maintenance, title security and insurance services, T1W is affiliated with the best publicly listed US companies for title insurance, escrow, property management and legal services (i.e. First American Title, Western National Property Management, Nevada Corporate Headquarters etc.).

High Value Equipment

T1W also offers customized shopping services for high value equipment such as Private Planes, Luxury Yachts, Fishing Boats and Medical Technology.  “Our client profiles like the convenience of having choices from suppliers around the world.  There are also HNI collectors that would like the privilege to buy toys owned by certain Hollywood celebrities or tycoons like for example Donald Trump’s private plane.”  Our services are for HNI’s who would like to directly import their “toys”.  T1W is affiliated with a global network provider that specializes in exclusive High Value Equipment for private collectors, public operators and HNI’s for over 30 years.   

Filipino Master Art

Many HNI’s believe that fine art is a very safe investment to put excess liquidity because money invested is kept safe and assured to appreciate over time.  Even Forbes and Bloomberg has reported significant increases in Fine Art investments amidst the global recession.

T1W is partnered with the renowned collectors and art appraisers of the Philippines old masters and national artists.  They offer the best, certified Filipino Masters Fine Art Investments for pre-qualified investors around the world who do not want the hassles of public bidding.

Privacy and Security

“I’m an applied economist and I also come from a business family that gives importance to privacy. T1W is an exclusive and private service. We understand that privacy and security are very important values to our clients.  This is most important to HNI’s who are estate planning and have asset protection goals.  This is one thing that T1W proudly offers.  We respect the privacy and security of our clients.  In fact we even have non-disclosure agreements and have the safest most secure transaction system.”  In order to foster an atmosphere of comfort and security, T1W offers its services in the private comfort of their client’s home or office.

Future Plans

T1W also plans to launch a special loyalty program for regular clients that spend at least USD1 million / year.  This program is planned to give special privileges such as access to 24-7 Concierge Services, Global Business Clubs, Casinos and Hotels, Asset Protection Consultancy and many others.  “I’m also looking at opportunities to tie-up with global private business clubs.  Some HNI’s believe that the real deals are made in these clubs.”

T1W has also just launched a special division catering to the medium and large-scale businesses and foreign investors.  The division provides customized supply chain and integrated procurement services for the Aviation, Power Plant and Maritime Sector.

Apply to their exclusive and find out more about T1W’s services and visit:www.tanchanco1world.webs.com www.t1wadvantageproperties.webs.com / www.mastersarts.webs.com / www.t1wsupplychains.webs.com or contact their office mobile (63916) 2431149.

Email Tanchanco 1 World: tanchanco1world@yahoo.com.

And it makes it an excellent time to get invested in Repo/Shopping Center Type Investment Property

in the Commercial and Residential Real Estate Markets especially in the avenue of Bank Owned Properties with creative financing available.

It does not take a genius to see that right now cash is king and if you have a few bucks set aside you need to look into investment real estate.

into real estate investments as you do not want to become a statistic in the foreclosure battle. All you need to do is a drive a few blocks in any urban area to see all of the For Rent signs that are there, and many that have been there for a long, long time.

has been real estate investments, both commercial and residental real estate investments?) has been and will continue to be commercial investment real estate landlords.

and many have been forced to default on their commercial loans and have watched their properties get seized by the banks.

to assist in continued operating and tring to get thru this recession without going out of business.

In the old days a landlord would just evict a defaulting tenant without too much thought and then raise the lease prices for the next incoming business.

With today’s epidemic of failing retail shops, service establishments, restaurants, auto and body shops, and ever other kind of small to medium sized businesses, investment real estate leasing space is begging for tenants.

The landlords can avoid a hasty departure by failing businesses by working with them to temporarily reduce or defer lease payments. to continue operating and try to get thru this recession without going out of business.

and the business will be very happy that you the landlord gave a helping hand indeed in a time of need. as the economy has allways improved with time and come back stronger setting new records for growth and profits.

It may take longer this time to recover, but historically speaking, economies are cyclical and they always come back. When the economy and the failing businesses do recover the landlord will have looked like an angel to the business, eliciting loyalty, plus it will have made sound business sense.

For commercial real estate owners who cannot work out a plan for their tenants the consequences are grim. Take away that large payment each month and pretty soon you will feel it in your pocketbook, even if your pockets are deep.

and many have been forced to default on their commercial loans and have watched their properties get seized by the banks.

to take advantage of the large number of Bank Owned Properties with built-n financing. You can pick up an REO (bank owned) property for very little. Just make sure that you have a tenant or two lined up before you purchase or you could be the next one facing a foreclosure of your own.

To know that one has a divine right to live in abundance means that one has a respect for nature’s supply. Usually those who have become abundance conscious are also environmentally conscious. With respect to nature, many who have aligned themselves with universal laws strive to incorporate every aspect of their lives with abundance principles and concepts.

Consequently, as we become more conscious, we understand that money is a seed and in many ways we are responsible for where we plant our seeds. It is only wise to search for investment options that reinforce our beliefs and lifestyle.

Environmentally sound investments are more available this century than ever before. Such investments are known as Social Funds. Social Funds made its debut on Wall Street in the 1970′s and has been soaring ever since. Years ago there was concern with these funds ability to be profitable. But with growing technological advancements and an ever increasing interest in the age of spiritual and environmental consciousness, socially conscious investing has proven to be not only profitable, but consciously probable.

From investing in solar panels to buying fuel efficient cars, living a green lifestyle has never been more attractive. Due to increasing popularity with becoming environmentally conscious, one is not labeled as a weird tree hugger with too much time on their hands. Instead, taking care of Mother Earth has been championed by influential celebrities, well respected politicians, and altruistic business leaders.

With the flow of wealth and consciousness beginning to take root and manifest in many, there has been a growing concern among conscious green and holistic individuals regarding the atrocities that may have been funded using their money. Individuals who once invested, through stocks and mutual funds, for example, in companies that have been responsible for damaging the earth (i.e. alcohol, tobacco) and abusing its people (cruel labor) are now conscious and aware of their prior investments. Those living a conscious, abundant, and green lifestyle are appalled that their dollars have contributed to situations that do not match their personal values.

According to The Social Investment Forum, an environmentally friendly organization made up of like minded investors, estimates that 10 percent of all investments are made with social values in mind. The forum also counts 151 socially responsible mutual funds with assets of more than 8 billion, up from 1 billion in 2001; an outstanding increase from its humble, yet highly influential beginnings.

Many who are environmentally and socially conscious gain the greatest return on their investments knowing that their money hasn’t supported or had any type of horrid effect on nature, its people, and the community at large. These types of investors have seen the bigger picture and realize that the end results yield the highest return.

But still there are those individuals who don’t quite yet feel comfortable trading their conventional stocks for socially conscious funds. One shouldn’t beat themselves up. Start slowly. Begin to use the profits of conventional investing to further your socially conscious agenda. Use the funds to reinvest in your causes by:

1. Becoming a “Green” Angel Investor. By supporting start-up/ environmentally conscious organizations, in time nature and its people will begin to feel the positive trickle effects of these worthwhile efforts.

2. Independently invest in organizations that advocate social change. Become involved and rally around organizations which lobby and challenge congress to create “greener” laws.

3. Diversify your investment portfolio by having more Social Funds than Conventional Funds.

Spirituality and morally, if you take care of nature, nature will in turn take care of you. It is never too late to discover spiritual and universal laws that will guide you into creating the life that one desires. Trust in and align yourself with the Laws of Nature and you will soon see that living green will yield much green, spiritually and financially.

When you move ahead for purchasing the gold, you must study the risks which are to be avoided before you start spending your valuable money. I’ve made a list consisting of eight excellent investing ideas for gold, for fresh investors who are interested in getting good value for their funds.

1) Make a comparison of different gold bullion products. The gold bullion which is minted in the government mints in Australia, or US have high premium than the gold rounds. Gold coins are not considered as coins as they are not a legal tender. These are cheaper to buy.

2) You should never purchase numismatic coins of gold unless you are yourself a gold collector. These coins usually carry huge premium over their sale price. Just remember that you are making investment in the gold and you will like to have most of the gold for your money.

3) This is an important tip for investors. Many new investors turn emotional when purchasing gold and they just settle for the first place they see online. Do thorough researches before you hand over your dollars as it could result in a big loss to you if you go into the wrong hands.

4) Just steer clear of the fool’s gold. It is actually a terminology used to explain the gold ETFs (also called Exchange Traded Funds). The main problem is that you are not in the physical possession of the gold you are investing in.

5) Go for the purchase of bullion bars and coins. It is the gold produced in the large quantities. Gold bullion is 99.9 % pure and comes out as rounds, ingots, bars or coins minted by the government.

6) Also avoid the gold futures contracts which are traded as COMEX (Commodities Exchange). They are just futures contracts for buying 100 oz of silver per contract. When the future date arrives and the gold prices shoot up, then you make profit.

7) Purchase gold coins in different denominations. You can go ahead and by gold coins in ½ ounce, ¼ ounce and 1/10 ounce. It is very important to keep in mind that smaller coins have higher premium just because it took more energy and time to mint them!

Make it a point to diversify your physical holdings. Just as in the case of investment portfolio, you would like to purchase different types of gold. Just don’t put you entire money in American Gold Eagles. This is good because you don’t know which of the coin would get higher premium when you go out to sell.

This is not a complete list of tips for gold investment but will surely help you if you have begun new in the gold investment.

With so many other types of investments available to you, why choose rental property investing? Find out about the powerful advantages that you can enjoy as a rental property investor right now.

It’s a long established fact that property tends to be a less risky asset when compared to other types of investments such as stocks or currency.

While currency prices tend to fluctuate at lightning pace and share values can change as much as 5% in a single day, rental property values generally take months to rise and fall.

This will also mean that you will need to spend a lot less time and energy monitoring rental property prices. While currency speculators and margin traders have to spend hours daily plastered to their trading screens, investing in rental property will require a lot less time and attention.

When property values do fall, the extent which the prices drop will also be smaller. This is because as a rental property investor, you share the real estate market with a large pool of home owners. Even if there is a sudden steep fall in price, home owners are highly unlikely to sell off their property and that will cushion the price drop of your rental property.

Unlike most other types of investments, your rental property is well recognised by banks and lenders as an asset. This is true especially if you have been paying your mortgage payments for some time and have built up some equity in your rental property.

That is very helpful if you will ever need to get your hands on another mortgage loan for your next rental property. You can even use it as a collateral to obtain a business loan in case you run into cash flow problems.

The mortgage loans for your rental property will be included as part of your credit history. By paying off the monthly mortgages of your rental property on time, you are effectively improving your credit scores.

So why is it so important for an investor like you to have an excellent credit score? A good credit score is extremely helpful if you need to borrow money for any reason. This can include taking a loan to buy another rental property, a new car or even paying for your home appliances by instalments.

With an outstanding credit score, you will be able to enjoy lower interest rates for your loans as you are regarded as a low risk borrower in the eyes of lenders. You can also save yourself a lot of time and energy when applying for your loan because lenders will most likely require less paperwork and financial checks.

Teo Zhenjie has been showing landlords how to manage their tenants and rental property effectively on Propertydo http://www.propertydo.com/ – To learn more important tips on rental property investing, visit his website today for step-by-step real estate guides, free resources and forms.

are an insurance product that generates income via investment practices. Annuity plans provide a fixed amount of income to Annuitants over a specific time period. This investment product is often used to generate supplemental income, but can be cost-prohibitive due to associated costs.

The primary advantage of annuities is they grant investors opportunity to maximize tax-deferred savings. Annuitants can elect to receive investment earnings immediately or defer payments until a later date.

Establishing annuity plans can be confusing, so it is best to work with a financial advisor to minimize risks and maximize results.

There are two types of annuities which include deferred and immediate payment. As with most investment products, annuities have advantages and disadvantages. The most prevalent disadvantages are tax consequences and early withdrawal penalties.

Immediate payment annuities are distributed immediately after the plan is established. Investors purchase annuities with lump sum payment than contribute installment payments for a designated period of time.

Deferred annuities payout investment proceeds at a later date. Investors contribute to the plan throughout the ‘saving’ stage and receive proceeds during the ‘income’ stage.

Both immediate and deferred annuities can be setup as fixed or variable. Fixed provides investors with a guaranteed rate while variable generates profits based on performance. Plans can also be setup for specific time periods, such as 5 or 10 years, or for life.

Variable annuity plans are regulated by the Securities and Stock Exchange Commission, while fixed annuity plans are exempt from SEC regulations. Variable annuity payments oscillate based on performance, while fixed pay out the same amount each month.

Annuitants can designate beneficiaries to receive investment earnings. Primary beneficiary designations encompass: spousal, non-spousal, and unusual owner-annuitant which includes married couples who jointly own plans.

Investors can select a variety of payment options for annuity payouts. The most common include:

Investors purchase insurance products with lump sum cash and promptly convert into fixed payments to provide income for a set period of time.

: Investors purchase insurance products which earn interest on accumulated funds.

: Investment funds are used to purchase multiple insurance products. Profits are generated on the performance of each individual product.

: Accrued investment funds earn a guaranteed rate of interest and provide investors with fixed payments.

Investors should be aware of hidden fees associated with annuity investing. Annuities are generally purchased through an insurance broker who is paid commission for the sale. On average, brokers are paid a 10-percent commission fee.

Other fees can include: insurance charges, insurance riders, and investment management fees which generally ranges between 2- and 3-percent of invested funds. Caution must be exercised when withdrawing funds early as penalties often amount to 10-percent or more. Overall, hidden fees can equate to financial loss of 13- to 23-percent.

Prior to investing in annuities it is imperative to become educated about the process and calculate potential risks. Many investors believe annuity investing is a sound and profitable choice, while others won’t go near them. Only you can determine if this is best investment choice for your financial goals.

As gold prices are continuing to rise, gold stocks, ETFs funds and other investments are making headlines again. And with good reason as it seems we are in for some extensive inflation in the near future. Gold investment is one of the very few ways to ensure your nest egg won’t get eaten into.

First up is the  (NYSE: GLD). This ETF fund invests in , and only gold bullion. ” are up significantly year to date, a +14% return vs. a flat market, and up +25% in the last year compared to less than +10% for the Dow,” according to Richard Young, Editor of the Intelligence Report. Gold has increased in value for 10 straight years, so you can expect a sound investment in GLD.

Other materials aren’t as easy to predict. Because they can be cyclical and often offer small dividend yields – if any at all, investing in other mining commodities isn’t always suggested. However, you can spread your risk around and capitalize on the broader gains of commodities like silver, copper and steel via materials ETF. The  (NYSE: MXI) has a global flavor. According to Young, “Top holdings include mining giants  (NYSE: BHP),  (NYSE: RTP) and (NYSE: VALE), along with more focused gold miners  (NYSE: ABX) and (NYSE: NEM) among others.”

While it’s not practical for many folks, it is a perfectly good idea to allocate some of your retirement funds to actual hard assets like . In fact, Young recommends that investors keep 10% of their portfolio in gold and foreign currencies. It is important to note that retail is not always easy. Looking to a trusted gold dealer is the best practice when buying gold.

Now is the time, more than ever, to invest in gold. Call United Gold Group at (800) 488-3903, and ask to speak to one of our Senior Account Executives, who will be more than willing to help you get on the right track and provide you with the input necessary to make informed and profitable decisions.

So, you think you can invest? Hopefully after reading this series and taking the investing advice of some of the financial world’s greatest minds, you’ll be a success too.

“Free advice is worth the price.” – Robert Half

The first thing to do is to put aside a fixed amount of money for investing, whether it’s a portion of your salary or a bonus you were fortunate enough to get. Deciding how much you’re prepared to invest (which is essentially how much you’re potentially prepared to lose) leaves the rest of your income in tact. The last thing you want is to find yourself unable to buy food or pay rent because you were, as Nassim Nicholas Taleb terms, fooled by randomness.

Only deal in sectors you understand by choosing small companies (often ignored by institutions and analysts) that may be hidden gems. Warren Buffet (who considers The Intelligent Investor by Benjamin Graham the greatest financial book of all time) advises choosing companies that aren’t too flashy. Sometimes companies with dull names and dull operations that people need to keep using regardless of the economy can be amazing.

Don’t buy just because you see something you like or trust the tipper’s reputation. Instead of blindly accepting everything you hear as the truth, treat initial information as though it were an anonymous tip. Find out what makes the stock tick, what drives earnings, and what looks set to spur the company on. Examples include a new product, a management change, or gaining market leadership. A company operating in a niche with added protection such as barriers to entry and/or proprietary rights is also a good sign.

Ultimately, you have to use your practical experience and personal expertise to learn as much as you can. Milk your broker, call investor relations, read reports online, take a trip to headquarters, and visit stores to get a feel for the company. The investment must make sense.

A good idea is to wait until financials are released. Then you must study the fundamentals, something very few market investors actually do:

: Look for high and increasing dividend and earnings yields as well as high and increasing pre-tax return on capital. Note director comments on future earnings and make sure earnings growth is above average for at least five years.
: Look for high and increasing book-to-price (trading at a discount), cash flow-to-price, and assets-to-debt. Avoid stocks with weak or weakening balance sheets (those with high and increasing long-term debt to equity).
: Look for high and increasing cash from operations (which indicates current sustainability) as well as high and increasing cash from investing activities (which indicates future prospects).
: Look for low beta, low P/E, PEG (price equity to growth) close to one, and high liquidity (to prevent large bid-ask spreads and trading stagnation between announcements). If the company is buying back stocks, it means you should be buying too.
: Go into business with people you trust and admire. Look for solid management with a track record of good moves and those prepared to invest their own money alongside yours. Read the proxy statement to make sure executive compensation is based on performance.

Making of an American Capitalist by Roger Lowenstein

Money Masters of Our Time by John Train

Fortune’s Formula by William Poundstone